The Federal Government has opened applications for its newly introduced consumer credit programme aimed at helping Nigerians acquire laptops, smartphones, tablets and other digital devices through flexible payment plans.
Known as the Credit for Laptops, Internet, Connectivity and Knowledge Digital Devices (C.L.I.C.K.D.) Programme, the initiative is being implemented by the Nigerian Consumer Credit Corporation (CREDICORP) in collaboration with the Federal Ministry of Communications, Innovation and Digital Economy.
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The scheme was officially launched in Abuja on Tuesday by the Minister of Communications, Innovation and Digital Economy, Dr Bosun Tijani, alongside the Managing Director and Chief Executive Officer of CREDICORP, Uzoma Nwagba.
The programme enables eligible Nigerians to purchase digital devices on credit instead of making full payment upfront. The first phase prioritises laptops assembled locally as part of efforts to promote domestic manufacturing.
Application process
Interested applicants can apply by following these steps:
* Visit the official C.L.I.C.K.D. portal at credicorp.ng/clickd.
* Click on the “I’m Interested” button to access the application form.
* Complete the required information, including:
* State of residence (36 states and the FCT).
* Employment category, such as salary earner, freelancer, self-employed, business owner, student, job seeker or NYSC member.
* Monthly income (optional), ranging from below ₦100,000 to above ₦1 million.
* Participation in a recognised digital skills programme, including 3MTT, Andela Learning Community, Learn2Earn, ALX, HNG Internship, AltSchool Africa, Genesys Tech Hub or other programmes.
* Preferred device, such as a laptop, smartphone, tablet or another digital device.
* Purpose for requesting the device, including education, certifications, remote work, freelancing, business expansion, software development, content creation or other uses.
* How the applicant learned about the programme.
Before submitting the application, applicants must confirm that the information provided is accurate, agree to be contacted regarding their application and consent to CREDICORP and its partners using their details to determine eligibility.
Eligibility
At the moment, the programme is limited to a pilot phase involving 1,000 laptops reserved for participants in the Federal Government’s Three Million Technical Talent (3MTT) Programme.
According to CREDICORP Managing Director Uzoma Nwagba, the rollout began in Abuja, where 77 beneficiaries received laptops during the launch ceremony, while the remaining devices will be distributed to qualified 3MTT fellows across other states in phases.
The phased rollout mirrors CREDICORP’s earlier consumer credit initiative introduced in April 2024, which initially targeted federal civil servants before expanding to other groups.
Although the application portal also lists beneficiaries of programmes such as Andela Learning Community, Learn2Earn, ALX Africa, HNG Internship, AltSchool Africa and Genesys Tech Hub as eligible talent programmes, CREDICORP has so far publicly confirmed only 3MTT fellows for the current batch of 1,000 laptops.
The corporation is yet to announce key loan details, including applicable interest rates, repayment duration and any required initial deposit for beneficiaries under the C.L.I.C.K.D. scheme.
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